Closing Costs

"Closing Costs" are the fees that cover various services involved in the sale of residential real estate. Buyers & sellers negotiate to determine who will pay different portions of these closing costs.

Many of the costs associated with buying residential real estate are associated with getting a mortgage. Since Mortgage Headquarters of Missouri, Inc is highly experienced with mortgages and closings, we often explain the details of closing costs.

Loan Estimates (LEs)

Very shortly after you submit your application, we will provide you with the "Loan Estimate" of your closing costs. We base this closing cost estimate on our many years of past experience. It's important to note that while our LEs are very accurate, we cannot always predict costs to the penny. We answer buyers' questions about closing costs every day at Mortgage Headquarters of Missouri, Inc, so please be sure to contact us if we can help answer your questions.

Below is a generic list of closing costs. We will always provide a specific list of your closing costs when we give you a Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Points — lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Getting Your Credit Report
  • Interest Payment
  • Escrow Fees
  • Various Taxes
  • Loan-related costs
Property Taxes
  • Insurance
  • Recording Fees and Transfer Taxes
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood or Quake Insurance if applicable

Mortgage Headquarters of Missouri, Inc can help you understand closing costs. Call us: 5733029990.

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question
By checking the box, you agree that Mortgage Headquarters of Missouri, Inc may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.. Message/data rates may apply.

Mortgage Headquarters of Missouri, Inc

4824 Osage Beach PKWY Suite 1
Osage Beach, MO 65065