"Closing Costs" are the fees which pay for the various services involved when you sell or buy a home. Sellers and buyers almost always negotiate to determine who will pay different portions of these costs.
As indicated below, many of the closing costs result from getting your mortgage. Since Mortgage Headquarters of Missouri, Inc is highly experienced with closings and mortgages, we often explain the details of closing costs.
Buyers will get a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The closing costs enumerated in the GFE are estimated based on our experience with mortgage loans, but costs usually vary a little bit between delivery of the GFE and closing. We answer buyers' questions about closing costs every day at Mortgage Headquarters of Missouri, Inc, so please be sure to ask if we can help answer your questions.
Below is a fairly generic list of closing costs. We will provide a specific list of your closing costs when we give you a Good Faith Estimate.
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