"Closing Costs" are the fees that cover various services involved in the sale of residential real estate. Buyers & sellers negotiate to determine who will pay different portions of these closing costs.
Many of the costs associated with buying residential real estate are associated with getting a mortgage. Since Mortgage Headquarters of Missouri, Inc is highly experienced with mortgages and closings, we often explain the details of closing costs.
Very shortly after you submit your application, we will provide you with the "Loan Estimate" of your closing costs. We base this closing cost estimate on our many years of past experience. It's important to note that while our LEs are very accurate, we cannot always predict costs to the penny. We answer buyers' questions about closing costs every day at Mortgage Headquarters of Missouri, Inc, so please be sure to contact us if we can help answer your questions.
Below is a generic list of closing costs. We will always provide a specific list of your closing costs when we give you a Loan Estimate.
Standard Closing Costs
Points — lower your mortgage interest rate (optional) Appraisal Fee Getting Your Credit Report Interest Payment Escrow Fees Various TaxesLoan-related costs
InsuranceRecording Fees and Transfer Taxes
Private Mortgage Insurance (PMI) Title Insurance Flood or Quake Insurance if applicable
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